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Foreclosure Defense

Protection Against Foreclosure

Foreclosure Defense Lawyer in Montgomery County, PA

If your home is scheduled for foreclosure, call our firm immediately. By filing Chapter 13 bankruptcy, you can stop the foreclosure. This chapter of bankruptcy will allow you to consolidate your debts and become current on your home's payments over a period of time, generally three to five years.

During this legal process, you will want to work with a lawyer that has experience in the field of bankruptcy law. Our Montgomery County bankruptcy attorney has more than two decades of experience! We have been providing high-quality representation since 1994!

Our bankruptcy attorney in Montgomery County can remain by your side during this journey to help you achieve a positive result and protection against foreclosure.

Get the services you deserve by scheduling a free case evaluation or calling us at (610) 813-2140!

Why Work With Our Team?

Most individuals who are facing foreclosure would do almost anything to save their home. At Eugene A. Camposano, Attorney at Law, we can help you move forward from the effects of a harsh economy that has impacted your ability to pay your mortgage.

We assist residents throughout Montgomery County, Pennsylvania and surrounding areas who are faced with uncertainty based on the belief that a foreclosure is imminent. Our firm has helped resolve many cases and prevent foreclosure. We can put our experience to work for you.

During a case assessment, we can evaluate your current financial situation and determine all of your available options. We can then help you choose the most appropriate action to meet your needs and achieve your goals. Our bankruptcy lawyer can help you file for bankruptcy with the objective of ending the foreclosure process or preventing it completely.

Answering Your Bankruptcy Questions

At Eugene A. Camposano, Attorney at Law, we help our clients pursue financial freedom to become stress-free. Part of the bankruptcy assistance we offer is answering their questions and helping them understand their options. Below, we have answered some frequently asked questions. If you need further answers regarding foreclosure, contact our firm!

Will my bank negotiate with me so that I can avoid foreclosure?
In some cases, your lender may modify the loan if you have an adjustable mortgage rate. It would not hurt to speak with your lender's loan modification department.

The lender may:

  • Accept partial payments
  • Accept a late payment
  • Agree to modify your loan

Can I sell my home for a lower amount than what I owe on my mortgage?
You will need to negotiate with and get permission from your lender for a short sale. A short sale is when you sell your house for an amount that is lower than what you owe the lender. Your lender does not have to release its lien on your home until the mortgage is fully paid.

Can bankruptcy stop my foreclosure?
The bankruptcy process can delay a foreclosure, but it will not stop it permanently. When you file for bankruptcy, the court will issue an "automatic stay." It will direct creditors to cease all collection and foreclosure actions. The sale will be postponed, which will allow you time to work out a resolution.

Are there foreclosure protections for military personnel?
To protect military personnel, mortgage lenders are restricted from foreclosing on a home that is owned by a military member who is on active duty. The lender, however, can seek special permission from the court to bypass this restriction.

We Can Deliver Results

At the law offices of Eugene A. Camposano, Attorney at Law, we understand that you are navigating a difficult situation and will need skilled legal guidance. We offer aggressive foreclosure defense and have been using our skilled techniques to help clients for decades.

We can help you reach your legal and financial goals. Take confidence in the representation we offer as we pursue debt relief on your behalf.

Contact our firm in Plymouth Meeting today to meet with our attorney for a free case evaluation and the opportunity of obtaining a fresh start!

Improve Your Financial Life

  • Overloaded with Debt?

  • Harassed by Creditors?

  • Facing Foreclosure?

  • Stressed Out by Finances?

  • Feeling Hopeless?